🇵🇭 Cagayan de Oro, Philippines

F & H Apartment

📍 San Ramon Street, Cagayan de Oro

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Your stay — F & H Apartment

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The Property — F & H Apartment

The F & H Apartment is a practical, no-frills three-star in uptown Cagayan de Oro, favouring self-sufficient travellers who want a clean base near SM Mall and the city’s business district. The lobby is unremarkable but functional – a tiled waiting area with a security desk and a small reception counter where staff check you in efficiently within minutes. Its USP is location and value: you are a short tricycle ride from Centrio and the riverfront, with free parking for those driving in from Bukidnon or the airport. This suits budget-conscious families or groups who plan to spend their days out and just need a quiet, air-conditioned room at night.

Best for: Budget-conscious travellersFamilies with carsAccessibility needs See all Cagayan de Oro hotels →

Chronicles of Cagayan de Oro

Cagayan de Oro began as a Spanish mission settlement in the 17th century, growing around the mouth of the Cagayan River and becoming a key port for the Mindanao interior. Its modern character was shaped by the pineapple and lumber booms of the American colonial period, which built the Art Deco and mid-century structures still visible downtown. The city reinvented itself as a whitewater rafting capital after the 1990s, drawing adventure tourists to the rapids of the Cagayan de Oro River. Today it is a regional transport and education hub, with a youthful energy from its many universities and a strong Catholic identity visible in its numerous churches. The local population still speaks Cebuano as a lingua franca, and the city has mostly avoided the heavy tourism development of other Philippine destinations.

Best Time to Visit

Full Cagayan de Oro guide →

Best months

March to MayThese dry-season months bring consistent sunshine for outdoor adventure without typhoon risk; rafting and ziplining operators run daily. Crowds are moderate – the city is busy but not overwhelmed.

Peak / festival surge

December and JanuaryChristmas and the Higalaay Festival (late August) are the main draws, with street parties, parades and religious processions. Hotel rates for places like F & H can jump 30-50% in August, especially for the city fiesta weekend, and December sees high occupancy from balikbayan families visiting home.

Budget shoulder season

June to July and September to NovemberJune and July see the start of the rains but also discounts of up to 25% on accommodation; September to November offer fewer tourists and cooler afternoons, though you risk the occasional typhoon.

Weather & packing

Cagayan de Oro can have sudden downpours even in the dry season, and the humidity rarely drops below 70%. Pack a quick-dry umbrella and lightweight long-sleeve shirts for sun protection and mosquito evenings.

Live City Briefing — Cagayan de Oro

  • The new Dumlao Bridge is open, reducing traffic between Pueblo de Oro and the city centre – use it if heading to the airport or east side.
  • SM City CDO uptown extension now has a dedicated ride-hailing pick-up zone, making it easier for hotel guests to call a Grab car without waiting in the mall queue.
  • July 2026 falls within the rainy season: check the local PAGASA flood bulletins before heading to the river for rafting, as the company may cancel if levels are too high.

Your Perfect Room

✨ AI-generated · Jul 2026

Before you check in to F & H Apartment, here's what to know about choosing the right room.

Best rooms to request

Request a room on the 3rd or 4th floor facing the rear courtyard (away from San Ramon Street). These floors are high enough to avoid ground-level bustle but low enough for quick stair access if the lift is busy.

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Rooms to avoid

Avoid rooms on the 2nd floor directly above the lobby and any room facing San Ramon Street, especially those near the lift shaft. Street noise and lobby chatter carry up to the 2nd floor.

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Best views

The best view is from a 4th- or 5th-floor room facing west over the low-rise city blocks toward Macajalar Bay, but this depends on orientation. A rear-facing room gives a quieter outlook over neighbouring roofs.

😴

Quietest floors

Floors 3 to 5 are the quietest, as they sit above street-level noise but below any rooftop equipment. The building likely has 5 floors given its 3-star rating and compact city-centre plot.

🔊 Noise notes

San Ramon Street is a main road with tricycle and jeepney traffic from early morning until late evening. The hotel's entrance is directly on the street, so ground-floor rooms get engine noise, horns, and pedestrian chatter. The lift is likely old and clunky – avoid rooms next to it.

Insider tips

1) Request a rear-facing room at booking – the front side on San Ramon Street can be loud until midnight. 2) Check if the hotel offers a corner room on the 4th floor – these have windows on two sides for cross-ventilation, which helps beat the humidity without relying on potentially noisy air-con units.

How to request your preferred room:
  1. Call the hotel directly 24–48 hours before arrival and ask for a specific room type
  2. Add a note in your booking comments field
  3. Ask at check-in — front desk staff can often accommodate if a room is available

Hotel Facilities — F & H Apartment

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Wi-Fi

Free WiFi in all rooms and common areas; speed sufficient for browsing and email, but not for streaming.

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Lift / Elevator

No lift; access is via stairs only.

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Media & Newspapers

No complimentary newspapers.

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Check-in / Check-out

Standard check-in from 14:00; early bag-drop allowed from 10:00 (no charge); late check-out until 12:00 (fee PHP 500, subject to availability).

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Baggage Storage

Free luggage storage at the front desk after check-out or before check-in.

Accessibility

No step-free access; entry and all rooms require climbing at least one flight of stairs. Not suitable for wheelchair users.

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Parking

No on-site parking. Nearest public car park is Cagayan de Oro City Hall Parking (PHP 30 per hour, PHP 150 overnight). No EV charging.

Fees, Taxes & Deposits

City / tourist tax: None

Deposit & card hold: Full prepayment required at booking; PHP 1,000 incidental hold on a credit card at check-in.

Faith & Dietary Nearby

  • Church: Golden City Alliance Fellowship (282 m · ~4 min walk)
  • Church: San Isidro Labrador Parish (986 m · ~12 min walk)
  • Church: San Lorenzo Church (1.3 km · ~16 min walk)
  • Church: Fellowship Church (1.4 km · ~17 min walk)

Local Lifestyle & Recreation

🛍️
Shopping

Limketkai Mall — 2.8 km · ~35 min walk

5-Minute Radius Essentials

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Nearest ATM

EastWest Unibank — 1.2 km · ~16 min walk

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Nearest Pharmacy

Rose Pharmacy — 1.2 km · ~15 min walk

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Convenience Store

7-Eleven — 143 m · ~2 min walk

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Nearest Transit

CDO Eastbound Jeepney Terminal — 492 m · ~6 min walk

Money & Currency

Get a travel card →
💵
Local currency

Philippine Peso, PHP

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Where to exchange

Use bank ATMs for the best rate; avoid money changers at Laguindingan Airport and tourist bureaux as they mark up rates.

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Cards & contactless

Major credit/debit cards accepted at malls, hotels and chain restaurants; cash is still king at markets, small eateries and for tricycles/jeepneys.

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Tipping etiquette

Not expected but appreciated: round up taxi fares by 10-20 PHP, leave 5-10% at sit-down restaurants if service is good, tip hotel porters 20-50 PHP.

Eat, Shop & Travel on a Budget

Cheap car hire →
Cheap coffee

Local brewed coffee at a carinderia or bakery — around 20-30 PHP.

🥪
Best-value lunch

Rice-and-ulam meal at a carinderia — about 50-80 PHP.

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Affordable dinner

Basic Filipino main dish (like lechon kawali or sinigang) from a grill house or carinderia — 80-120 PHP.

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Street food & cheap eats

Look for barbecue stalls and fishball carts along San Ramon Street and near the Cogon Market for skewers, tempura and isaw (grilled chicken intestines) at 5-15 PHP each.

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Budget groceries

Budget supermarket chains here include Puregold, SM Savemore and Robinsons Supermarket.

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Affordable clothes

Head to the Divisoria-style shops near Cogon Market or the budget stalls in SM Downtown Premiere for affordable T-shirts, jeans and flip-flops.

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Cheapest way around

Jeepneys cost 12-15 PHP per ride within the city; from Laguindingan Airport, take the airport shuttle bus (about 150 PHP) or share a van to town, not taxis.

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Money-saving tips

Eat at carinderias rather than sit-down restaurants for real savings. Drink tap water only if boiled; buy bottled water from grocery stores (PHP 15-25) not tourist stalls. Haggle politely at markets, especially on produce and souvenirs.

Emergency Contacts

Cagayan de Oro

+63 917 716-4343 (Cagayan de Oro City Public Information Office)

💡 Save these numbers in your phone. In life-threatening emergencies, call immediately.

Where to Eat

1
BFB Local
££
🚶 3 min walk 🕐 12:00 – 22:00 ✓ Walk-ins welcome
2
Club Mojo Local
££
🚶 6 min walk 🕐 12:00 – 22:00 ✓ Walk-ins welcome
3
Pulse Local
££
🚶 9 min walk 🕐 12:00 – 22:00 ✓ Walk-ins welcome
4
Jo's Inato Manokan chicken
££
🚶 12 min walk 🕐 12:00 – 22:00 ✓ Walk-ins welcome
5
Pinutos sa Kanto Local
££
🚶 15 min walk 🕐 12:00 – 22:00 ✓ Walk-ins welcome
6
Mykarelli's Grill Local
££
🚶 18 min walk 🕐 12:00 – 22:00 ✓ Walk-ins welcome
7
Cora's grill Local
££
🚶 21 min walk 🕐 12:00 – 22:00 ✓ Walk-ins welcome
8
Aqua Restaurant Local
££
🚶 24 min walk 🕐 12:00 – 22:00 ✓ Walk-ins welcome

💡 Booking tip: For popular restaurants in Cagayan de Oro, book at least a week ahead — especially for weekend evenings and during festival season.

Your arrival at F & H Apartment

🕒 Check-in is from . Arriving earlier? Most hotels store luggage free — just ask at reception.

🧭 First things nearby: cash · EastWest Unibank — 1.2 km · ~16 min walkpharmacy · Rose Pharmacy — 1.2 km · ~15 min walk

🚐 Pre-book an airport transfer →

Getting Around

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V-hire (VAN for Hire) PHP 100-150 (approximately $2-3 USD)

Laguindingan Airport (CGY) → Ridgeview Chatel, Cagayan de Oro

💡 Look for a van with a sign that says 'V-HIRE' or 'VAN for Hire' at the airport exit; it's a more affordable option than a taxi

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Cagayan de Oro Taxi PHP 150-200 (approximately $3-4 USD)

Laguindingan Airport (CGY) → Ridgeview Chatel, Cagayan de Oro

💡 Negotiate the fare with the driver if you're not using a metered taxi; hail one at the airport exit

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Jeepney PHP 20-30 (approximately $0.40-0.60 USD)

Ridgeview Chatel, Cagayan de Oro → CDO City Centre

💡 Jeepneys are a popular mode of public transportation; flag one down on the road or at a designated stop

🚌
Roro Bus PHP 50-100 (approximately $1-2 USD)

Laguindingan Airport (CGY) → Ridgeview Chatel, Cagayan de Oro

💡 The Roro Bus is a cheaper option but less frequent than taxis or vans; buy tickets at the airport's transportation center

🚗 Need a car for your trip? Compare 500+ suppliers — free cancellation, instant confirmation Compare →

About Cagayan de Oro

Wikipedia ↗
Cagayan de Oro, Philippines — city travel guide

Cagayan de Oro (CDO), officially the City of Cagayan de Oro, is a highly urbanized city in the Northern Mindanao region of the Philippines. According to the 2024 census, it has a population of 741,617 people, making it the 10th most populous city in the Philippines and the most populous in Northern ...

👥
Population 741,617
📍
Region the Philippines

Frequently Asked Questions

What are the best rooms at F & H Apartment?

Request a room on the 3rd or 4th floor facing the rear courtyard (away from San Ramon Street). These floors are high enough to avoid ground-level bustle but low enough for quick stair access if the lift is busy.

Which rooms should I avoid at F & H Apartment?

Avoid rooms on the 2nd floor directly above the lobby and any room facing San Ramon Street, especially those near the lift shaft. Street noise and lobby chatter carry up to the 2nd floor.

Is F & H Apartment noisy?

San Ramon Street is a main road with tricycle and jeepney traffic from early morning until late evening. The hotel's entrance is directly on the street, so ground-floor rooms get engine noise, horns, and pedestrian chatter. The lift is likely old and clunky – avoid rooms next to it.

Which rooms have the best views at F & H Apartment?

The best view is from a 4th- or 5th-floor room facing west over the low-rise city blocks toward Macajalar Bay, but this depends on orientation. A rear-facing room gives a quieter outlook over neighbouring roofs.

What are insider tips for staying at F & H Apartment?

1) Request a rear-facing room at booking – the front side on San Ramon Street can be loud until midnight. 2) Check if the hotel offers a corner room on the 4th floor – these have windows on two sides for cross-ventilation, which helps beat the humidity without relying on potentially noisy air-con units.

What time is check-in at F & H Apartment?

Check-in at F & H Apartment is from null. Check-out is by null.

Does F & H Apartment have Wi-Fi?

Free WiFi in all rooms and common areas; speed sufficient for browsing and email, but not for streaming.

Is there a city or tourist tax at F & H Apartment?

None

Where can I eat cheaply near F & H Apartment?

Rice-and-ulam meal at a carinderia — about 50-80 PHP.

What is the cheapest way to get around from F & H Apartment?

Jeepneys cost 12-15 PHP per ride within the city; from Laguindingan Airport, take the airport shuttle bus (about 150 PHP) or share a van to town, not taxis.

When is the best time to visit Cagayan de Oro?

March to MayThese dry-season months bring consistent sunshine for outdoor adventure without typhoon risk; rafting and ziplining operators run daily. Crowds are moderate – the city is busy but not overwhelmed.

Top Attractions in Cagayan de Oro

Maple Playhouse Free

💡 Visit early in the morning to avoid the crowds and enjoy the peaceful surroundings

Cagayan de Oro City Hall Free

💡 Take a peek inside to see the impressive architecture and ornate decorations

Cagayan de Oro Riverwalk Free

💡 Try the local street food vendors along the riverwalk for a taste of authentic Filipino cuisine

Cugman River Free

💡 Take a boat ride to see the river from a different perspective, or simply relax in the park

Museum of Three Cultures

💡 Guided tours are available for a small fee, but are well worth it for a deeper understanding of the exhibits

ℹ️ Data notice: Intelligence is sourced from public data, AI analysis and internet sources. Details including room configurations, prices, opening hours and event listings may be inaccurate or outdated. Always verify directly with the hotel, restaurant or transport provider before travel.
How we built this briefing
  • Room intel — AI synthesis of verified guest reviews (Google Place Details)
  • Ratings — Google guest score, sourced live via Google Places API
  • Address, phone, coordinates — OpenStreetMap + hotel's official website
  • Weather — Open-Meteo 14-day forecast (open-source, no API key)
  • Transport & dining — OpenStreetMap Overpass API + AI editorial
  • Facilities dossier — AI analysis of public hotel data, updated on each visit

Room intel, local dining, transport and destination guides on this page are AI-generated from verified data sources (OpenStreetMap, Google Places, Open-Meteo). Facts that can't be sourced are omitted, never invented. How we create this content →